DBA Stern
Freeman, SD
DOT 230887MC 120373945 trucks33 drivers
Green: NO RED FLAGS IN FMCSA RECORDS
Active authority and insurance on file. Still confirm every load by calling the phone number on file.
Authority
Active Authority
Legally allowed to pick up and haul interstate freight.
MC active for 5 years, 8 months (since March 11, 2021)
Insurance
Active Liability Insurance ($5,000,000 Covered)
Pays for damage or injuries if this truck causes a crash. It's on file with FMCSA.
Paperwork (MCS-150)
Paperwork Status: Up to Date
Last filed September 9, 2026. Next update due by July 2028.
Safety Rating
Not Checked
Not in this record. Run a live check for FMCSA's current rating.
| Form | Class | Insurance carrier | Policy # | Effective |
|---|---|---|---|---|
| BMC-91X | Excess | Sutton Specialty Insurance Company | ISCNB05000000387-01 | Sep 1, 2026 |
| BMC-91X | Excess | Sutton Specialty Insurance Company | ISCNN08000000026-01 | Sep 1, 2026 |
| BMC-91X | Excess | SiriusPoint Specialty Insurance Company | IPS-EX-00000254 | Sep 1, 2026 |
| BMC-91X | Primary | ZURICH AMERICAN INSURANCE COMPANY | BAP 2901112 | Feb 2, 2021 |
| Coverage | On record with FMCSA |
|---|---|
| Liability (BIPD) required | $5,000,000 |
| Liability (BIPD) on file | $5,000,000 |
| Cargo insurance | Not on file |
FMCSA insurance file as of November 15, 2026.
Filings are the active or pending insurance policies FMCSA lists for this company; our copy refreshes nightly. Coverage amounts are not shown per policy.
From FMCSA's authority history (its current Motus system, plus the older L&I history it froze on May 14, 2026). "First granted" is the earliest grant on record; "on record since" is the earliest action FMCSA has when the grant itself is older than its electronic records. "Active since" is the latest grant or reinstatement, so a lapse that FMCSA reinstated restarts the clock.
From FMCSA's Safety Measurement System files, October 2024 to October 2026. Crash counts include crashes the carrier didn't cause. FMCSA has found 1 of these crashes not preventable. Out-of-service rates use only inspections that checked the driver or the vehicle.
Every roadside inspection in FMCSA's file for USDOT #230887: when, where, and which vehicles (type, make, VIN) the inspector recorded.
THC compares FMCSA's files every night and keeps what changed. Tracked since October 30, 2026, last compared November 15, 2026.
Noticed by THC November 2, 2026 (changed after our November 1, 2026 copy)
Liability insurance on file changed
$9,000,000 → $5,000,000
Why it may matter: For-hire carriers must keep liability (BIPD) insurance on file with FMCSA to keep authority active.
What it doesn't show: This does not show why: the policy may have lapsed, or the company may be switching insurers.
Next step: Ask for a current certificate of insurance and confirm it with the insurance company directly.
Source: FMCSA daily authority and insurance file (Motus, data.transportation.gov).
Dates are when THC noticed the change in FMCSA's files, not when it happened, unless FMCSA's file gives the date. FMCSA's files can lag behind FMCSA's own systems. Check this record on FMCSA SAFER · Daily FMCSA change reports
Yes. USDOT 230887 (Stern Oil Company INC) is active, with active for-hire carrier operating authority under MC 1203739 (FMCSA authority file, November 15, 2026).
FMCSA's authority history shows Stern Oil Company INC's common carrier authority was first granted on March 11, 2021 and is active.
Our daily record doesn't include Stern Oil Company INC's safety rating. Run a free live check to see FMCSA's current rating. Most carriers are "Not Rated", which is normal: it means FMCSA has never done a full audit.
In FMCSA's safety data for October 2024 to October 2026, Stern Oil Company INC had 39 roadside inspections. 0.0% of driver inspections (all carriers: 6.1%) and 26.3% of vehicle inspections (all carriers: 22.6%) ended out of service. It was in 2 reportable crashes (0 fatal, 0 injury, 2 tow-away), counted whoever was at fault. FMCSA has found 1 of these crashes not preventable.
Yes, it looks up to date. FMCSA's records show it was last filed September 9, 2026. The next update is due by July 31, 2028.
Yes. FMCSA's records show liability (BIPD) insurance on file for Stern Oil Company INC ($5,000,000 on file). Ask for a certificate of insurance naming you before the load.
From public FMCSA records (the Company Census File, FMCSA's daily authority and insurance file and its monthly Safety Measurement System inspection and crash files). Trucking Help Center is not FMCSA and is not affiliated with this company. Records can change daily: run a live check, and confirm every load by calling the phone number on file. Is this your company and something looks wrong? Update your MCS-150 with FMCSA; our copy refreshes nightly.
Green: NO RED FLAGS IN FMCSA RECORDS
Active authority and insurance on file. Still confirm every load by calling the phone number on file.
Authority
Active Authority
Legally allowed to pick up and haul interstate freight.
MC active for 5 years, 8 months (since March 11, 2021)
Insurance
Active Liability Insurance ($5,000,000 Covered)
Pays for damage or injuries if this truck causes a crash. It's on file with FMCSA.
Paperwork (MCS-150)
Paperwork Status: Up to Date
Last filed September 9, 2026. Next update due by July 2028.
Safety Rating
Not Checked
Not in this record. Run a live check for FMCSA's current rating.
